/* Borderless grand-layout system v13 — open sections, larger visual rhythm, no boxed-card look */
:root{
  --g-navy:#03113f;
  --g-blue:#0755df;
  --g-blue-2:#1b74ff;
  --g-sky:#86d2ff;
  --g-orange:#ff6814;
  --g-ink:#081735;
  --g-copy:#5b6a84;
  --g-pale:#f5f8ff;
  --g-pale-2:#eaf2ff;
  --g-shadow:0 24px 70px rgba(12,64,155,.12);
}

body{background:#fff!important}
.frame{width:min(1440px,calc(100% - 80px))!important}
.section-space{padding:112px 0!important}
.notice{border:0!important;background:#020d35!important}
.first-header{border:0!important;box-shadow:0 12px 34px rgba(1,11,51,.16)!important}
.first-header .saved-trigger{border:0!important;background:rgba(255,255,255,.10)!important}
.first-header .main-link{border:0!important;box-shadow:0 10px 24px rgba(0,0,0,.12)!important}

/* Hero: keep the conversion layout but remove every outlined panel */
.first-hero{border:0!important}
.first-eyebrow{border:0!important;background:rgba(46,124,255,.28)!important;box-shadow:inset 0 0 28px rgba(97,188,255,.14)!important}
.first-search{border:0!important;border-radius:22px!important;padding:7px!important;box-shadow:0 28px 70px rgba(0,9,52,.32)!important}
.first-search select{border:0!important;border-right:0!important;background:#f1f5fb!important;border-radius:15px!important;margin-right:5px!important}
.first-search button{border-radius:15px!important}
.first-popular button{border:0!important;background:rgba(13,52,132,.62)!important;box-shadow:inset 0 0 18px rgba(92,178,255,.10)!important}
.first-product{border:0!important;box-shadow:0 22px 46px rgba(0,7,42,.38)!important}
.first-benefits a{border:0!important;background:linear-gradient(135deg,rgba(76,148,255,.34),rgba(5,41,132,.55))!important;box-shadow:0 18px 38px rgba(0,12,63,.24)!important}
.first-process{border:0!important;border-radius:28px!important;background:linear-gradient(115deg,rgba(8,49,149,.72),rgba(5,29,100,.80))!important;box-shadow:0 28px 70px rgba(0,7,42,.28)!important}
.first-step-icon{box-shadow:none!important}
.first-trust{border:0!important;margin-top:22px!important}

/* Open category gallery: icons and typography, not small outlined cards */
.departments{
  padding-top:105px!important;
  background:
    radial-gradient(circle at 86% 5%,rgba(120,211,255,.19),transparent 24%),
    linear-gradient(180deg,#0750dc 0,#073b9f 255px,#f3f7ff 255px,#fff 100%)!important;
}
.department-heading{margin-bottom:78px!important}
.department-grid{gap:38px 28px!important;align-items:start!important}
.department-card,.department-card.hero-cat,.department-card.tall-cat,.department-card.wide-cat,.department-card.small-cat,.department-card.accent-cat,.department-card.dark-cat{
  min-height:225px!important;
  padding:8px 4px 18px!important;
  border:0!important;
  border-radius:0!important;
  background:transparent!important;
  box-shadow:none!important;
  color:var(--g-ink)!important;
  overflow:visible!important;
}
.department-card::before{content:""!important;position:absolute!important;left:50%!important;top:18px!important;width:150px!important;height:150px!important;transform:translateX(-50%)!important;border-radius:50%!important;background:radial-gradient(circle,rgba(45,132,255,.13),rgba(45,132,255,.04) 55%,transparent 72%)!important;z-index:0!important;transition:.28s transform,.28s opacity!important}
.department-card::after{content:""!important;left:4px!important;right:auto!important;bottom:0!important;width:34px!important;height:4px!important;border-radius:999px!important;background:linear-gradient(90deg,var(--g-blue-2),var(--g-orange))!important;opacity:.55!important;transition:.25s width,.25s opacity!important}
.department-card:hover{transform:translateY(-8px)!important;box-shadow:none!important}
.department-card:hover::before{transform:translateX(-50%) scale(1.12)!important;opacity:1!important}
.department-card:hover::after{width:88px!important;opacity:1!important}
.department-top{position:relative!important;z-index:3!important;min-height:34px!important}
.department-top span{padding:0!important;background:transparent!important;color:#5c7cad!important;font-size:10px!important;letter-spacing:.16em!important}
.department-top b{width:auto!important;height:auto!important;border:0!important;background:transparent!important;color:var(--g-blue)!important;font-size:18px!important}
.department-copy{position:relative!important;z-index:3!important;padding-top:120px!important}
.department-copy small{font-size:10px!important;color:var(--g-blue)!important;letter-spacing:.13em!important}
.department-copy h3{font-size:22px!important;color:var(--g-ink)!important;margin:8px 0 8px!important}
.department-copy p{font-size:12px!important;color:var(--g-copy)!important;max-width:210px!important}
.department-copy strong{display:inline-flex!important;margin-top:11px!important;color:var(--g-blue)!important}
.department-art{left:50%!important;right:auto!important;top:22px!important;bottom:auto!important;width:130px!important;height:130px!important;transform:translateX(-50%)!important}
.department-icon{
  width:104px!important;height:104px!important;border:0!important;border-radius:34px!important;
  background:linear-gradient(145deg,#e2efff,#fff)!important;
  box-shadow:0 24px 46px rgba(16,83,190,.16)!important;
}
.department-card.dark-cat .department-icon{background:linear-gradient(145deg,#0a4fce,#082d85)!important;box-shadow:0 24px 48px rgba(4,40,120,.26)!important}
.department-card.dark-cat .department-copy h3,.department-card.dark-cat .department-copy p,.department-card.dark-cat .department-copy small,.department-card.dark-cat .department-copy strong,.department-card.dark-cat .department-top{color:inherit!important}
.department-card.dark-cat .department-icon .icon-line{stroke:#fff!important}
.department-card.dark-cat .department-icon .icon-fill{fill:rgba(255,255,255,.13)!important}
.department-foot{margin-top:72px!important;padding:0!important;border:0!important;border-radius:0!important;background:transparent!important;box-shadow:none!important;color:var(--g-copy)!important}
.department-foot a{padding:13px 18px!important;border-radius:999px!important;background:var(--g-blue)!important;color:#fff!important;box-shadow:0 14px 30px rgba(7,82,219,.20)!important}

/* Latest guides: full visual tiles with open copy below */
.latest-guides{padding-top:118px!important;background:linear-gradient(180deg,#fff 0%,#f5f8ff 100%)!important}
.latest-guides-grid{gap:30px!important}
.latest-guide-card{border:0!important;border-radius:0!important;background:transparent!important;box-shadow:none!important;overflow:visible!important}
.latest-guide-card:hover{transform:translateY(-6px)!important;box-shadow:none!important}
.latest-guide-cover{min-height:300px!important;border:0!important;border-radius:30px!important;box-shadow:0 26px 64px rgba(17,68,153,.14)!important}
.latest-guide-body{padding:26px 4px 0!important;border:0!important;background:transparent!important}
.latest-guide-body h3{font-size:24px!important;line-height:1.12!important}
.latest-guide-link{border:0!important;padding-top:8px!important}
.latest-guide-link span{width:34px!important;height:34px!important;border-radius:50%!important}
.latest-guides-intro>a{border:0!important;border-radius:999px!important;padding:14px 20px!important}

/* Finder: a spacious product gallery, not twelve little boxes */
.finder{padding-top:118px!important;background:#f5f8ff!important}
.finder::before{background:radial-gradient(circle at 88% 4%,rgba(72,159,255,.12),transparent 26%),radial-gradient(circle at 5% 72%,rgba(255,104,20,.05),transparent 24%)!important}
.finder-tools{padding:0!important;border:0!important;border-radius:0!important;background:transparent!important;box-shadow:none!important}
.finder-tools input,.finder-tools select{border:0!important;border-radius:14px!important;background:#fff!important;box-shadow:0 12px 28px rgba(20,70,153,.08)!important}
.result-line{border:0!important;padding:18px 0 30px!important}
.catalog-grid{gap:34px 22px!important}
.catalog-card{border:0!important;border-radius:0!important;background:transparent!important;box-shadow:none!important;overflow:visible!important}
.catalog-card:hover{transform:translateY(-7px)!important;box-shadow:none!important}
.catalog-image{height:290px!important;border-radius:26px!important;background:#eaf1fb!important;box-shadow:0 22px 50px rgba(20,65,143,.13)!important;overflow:hidden!important}
.catalog-image span{border:0!important;border-radius:999px!important;padding:7px 11px!important}
.catalog-body{padding:20px 3px 0!important}
.catalog-body h3{font-size:19px!important;min-height:auto!important;margin:10px 0 15px!important}
.catalog-actions{border:0!important;padding-top:0!important}
.catalog-actions button{border:0!important;border-radius:999px!important;background:#e8f1ff!important;color:var(--g-blue)!important}
.catalog-actions a{border:0!important;border-radius:999px!important;background:var(--g-navy)!important;color:#fff!important}

/* Journey: one open timeline across the blue field */
.decision{padding:118px 0!important}
.decision-grid{gap:0!important;background:transparent!important;border:0!important}
.decision-grid a{position:relative!important;min-height:245px!important;padding:32px 34px!important;border:0!important;border-radius:0!important;background:transparent!important;box-shadow:none!important;backdrop-filter:none!important}
.decision-grid a:not(:last-child)::after{content:"";position:absolute;right:0;top:30px;bottom:30px;width:1px;background:linear-gradient(180deg,transparent,rgba(174,220,255,.38),transparent)}
.decision-grid a:hover{background:rgba(255,255,255,.05)!important;transform:translateY(-5px)!important}
.decision-grid b{font-size:42px!important;line-height:1!important;color:rgba(146,210,255,.58)!important}
.decision-grid span{margin-top:auto!important}

/* FAQ: editorial accordion with simple rhythm, no boxes */
.faq{background:#fff!important}
.faq-list details{border:0!important;border-radius:0!important;background:transparent!important;box-shadow:none!important;margin:0!important;padding:0!important}
.faq-list details+details{border-top:1px solid rgba(30,81,164,.12)!important}
.faq-list details[open]{border-color:rgba(30,81,164,.12)!important;box-shadow:none!important}
.faq-list summary{padding:26px 0!important;font-size:18px!important}
.faq-list summary::after{width:38px!important;height:38px!important;border-radius:50%!important;background:#edf4ff!important}
.faq-list details p{padding:0 54px 27px 0!important;max-width:760px!important}

/* Closing: bold open field, filled CTAs only */
.closing{padding:90px 0!important}
.closing::before{border:0!important;background:radial-gradient(circle,rgba(93,187,255,.18),transparent 66%)!important}
.closing a{border:0!important;border-radius:999px!important;background:rgba(255,255,255,.14)!important;padding:15px 22px!important}
.closing a:last-child{border:0!important}
.hub-footer{border:0!important}
.footer-bottom{border:0!important}

/* Secondary pages: remove boxed outlines while keeping information hierarchy */
.site-header,.hub-header:not(.first-header){border:0!important;box-shadow:0 12px 34px rgba(1,11,51,.14)!important}
.page-hero,.article-hero{border:0!important}
.feature,.calculator,.search-shell,.callout,.article-factbox,.article-side-card,.article-summary,.article-toc,.guide-directory article{
  border:0!important;box-shadow:none!important;
}
.article-toc,.article-side-card,.article-factbox{background:#f3f7ff!important}
.article-summary{background:linear-gradient(135deg,#041442,#084fcf)!important}
.article-sources{border-top:1px solid rgba(23,69,145,.14)!important}
.article-faq details{border:0!important;border-top:1px solid rgba(23,69,145,.13)!important}
.article-faq details:last-child{border-bottom:1px solid rgba(23,69,145,.13)!important}
.guide-directory{gap:28px!important}
.guide-directory article{background:transparent!important;border-radius:0!important;overflow:visible!important}
.guide-directory article:hover{box-shadow:none!important;transform:translateY(-6px)!important}
.guide-directory-cover{border:0!important;border-radius:28px!important;box-shadow:0 24px 58px rgba(15,65,150,.13)!important}
.guide-directory-body{padding:24px 4px 0!important}
.guide-directory-meta{border:0!important}
.btn{border:0!important;border-radius:999px!important;box-shadow:0 12px 26px rgba(14,72,173,.12)!important}

@media(max-width:1180px){
  .frame{width:min(100% - 48px,1440px)!important}
  .department-grid{grid-template-columns:repeat(3,minmax(0,1fr))!important}
  .latest-guides-grid{gap:22px!important}
}
@media(max-width:800px){
  .frame{width:min(100% - 32px,1440px)!important}
  .section-space{padding:82px 0!important}
  .departments{padding-top:78px!important;background:linear-gradient(180deg,#0750dc 0,#073b9f 300px,#f3f7ff 300px,#fff 100%)!important}
  .department-grid{grid-template-columns:repeat(2,minmax(0,1fr))!important;gap:34px 18px!important}
  .department-heading{margin-bottom:58px!important}
  .latest-guide-cover{min-height:245px!important}
  .catalog-grid{grid-template-columns:repeat(2,minmax(0,1fr))!important;gap:30px 14px!important}
  .catalog-image{height:250px!important}
  .decision-grid{grid-template-columns:1fr 1fr!important}
  .decision-grid a:nth-child(2)::after{display:none!important}
}
@media(max-width:560px){
  .frame{width:min(100% - 24px,1440px)!important}
  .section-space{padding:68px 0!important}
  .departments{padding-top:64px!important;background:linear-gradient(180deg,#0750dc 0,#073b9f 340px,#f3f7ff 340px,#fff 100%)!important}
  .department-grid{grid-template-columns:repeat(2,minmax(0,1fr))!important;gap:28px 12px!important}
  .department-card{min-height:205px!important}
  .department-copy{padding-top:108px!important}
  .department-art{width:112px!important;height:112px!important}
  .department-icon{width:88px!important;height:88px!important;border-radius:28px!important}
  .department-copy h3{font-size:17px!important}
  .department-copy p,.department-copy strong{display:none!important}
  .department-foot{margin-top:50px!important;gap:16px!important}
  .latest-guides-grid{gap:34px!important}
  .latest-guide-cover{min-height:225px!important}
  .finder{padding-top:78px!important}
  .catalog-grid{gap:28px 12px!important}
  .catalog-image{height:220px!important;border-radius:20px!important}
  .catalog-body{padding-top:14px!important}
  .catalog-body h3{font-size:15px!important}
  .catalog-actions{flex-direction:column!important}
  .decision-grid{grid-template-columns:1fr!important}
  .decision-grid a::after{display:none!important}
  .decision-grid a{min-height:auto!important;padding:28px 0!important;border-top:1px solid rgba(174,220,255,.18)!important}
  .decision-grid a:first-child{border-top:0!important}
  .faq-list summary{font-size:16px!important}
  .closing{padding:72px 0!important}
}